BENEFITS SOLUTIONS

 

Transtar is built upon a tradition of integrity, relationships and industry leadership. We are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services and technology-based solutions. With the rising cost of employee benefits, balancing your employee needs while managing your bottom line has never been more difficult. Transtar can help you meet your benefits goals, your employees’ expectations and your bottom line.

BENEFITS CONSULTING

HEALTHCARE REFORM

WORK-SITE BENEFITS

EMPLOYEE WELLNESS

CLIENT PORTAL

BENEFITS CONSULTING 

Transtar’s unique approach begins by performing a thorough analysis of your current claims and plan design, and providing actuarial insight to the pricing methodologies used by insurance companies to set premiums.  This same expertise is used to negotiate the best pricing available, assess appropriate levels of risk-taking, and limit surprises at renewal time. Transtar also provides a variety of value-added professional services that reduce customer costs, increase efficiency and improve employee satisfaction. From custom employee communication materials to human resources tools and claims data analysis, we have the tools to make your benefits goals a reality.

In addition to our consultative claims management and service-oriented approach, our team has deep product knowledge in the following benefits programs:

Fully Insured and Self-Funded Health Plans
Stop Loss
Captive Funding Arrangements
HSA’s, HRA’s, and FSA’s
Life / AD&D
Dental
Vision
Short-Term Disability and Long-Term Disability
Benefits for 1099 Independent Contractors
Worksite Voluntary Benefits
Employee Wellness

HEALTHCARE REFORM

Healthcare Reform is a top priority at Transtar Insurance Brokers.  Our experts are here to help you navigate through all the new regulations as they continue to evolve, including a risk exposure analysis to minimize new fees and taxes, plan design review to ensure compliance with coverage mandates and employee education. In addition to our direct guidance, our clients have access to an on-line network of experts and fellow benefit plan administrators to share ideas and support.

WORK-SITE BENEFITS SOLUTIONS 

As health care costs continue to rise, so has the demand for voluntary benefits. Since many employers find it increasingly difficult to provide employees with a complete benefit package, voluntary benefits have become an ideal solution. Voluntary benefits allow employers to offer benefits that are attractive to employees without added cost to the company. Employees benefit because they have a variety of insurance options available conveniently in one place, and often with lower premiums than individual policies they would have bought themselves.

EMPLOYEE WELLNESS SOLUTIONS

As the issues of rising health care costs and increased absenteeism due to health problems grow, wellness programs are seen as an effective method of improving employee health and morale and decreasing health-related costs for employers. Transtar Insurance Brokers helps employers focus on their specific claims data to identify areas for improvement, including: disease prevention, fitness, smoking cessation, alcohol and substance abuse counseling, nutrition education, mental health help, weight loss and stress management.

CLIENT PORTAL 

Transtar provides a personalized website that allows you to effortlessly click, connect and communicate.  It’s designed to offer you time-saving tools and resources that build convenience into managing your everyday work tasks. Whether you want to collaborate with Transtar online, quickly access timely news, information and resources, or connect with around 400,000 peers in your industry, this is the place to be. It’s easily accessible, hardworking and just one of the many value-added services available to you when you partner with us.

The portal can assist with time consuming topics such as:

Healthcare Reform
Compliance (FMLA, COBRA, HIPAA, etc.)
Employee Communication Pieces
Survey Benchmarking
Health and Wellness Newsletters