Owner Operator Insurance Products
Physical Damage Insurance – Provides comprehensive/collision protection to the covered tractor or trailer. Different deductible options are available for the independent contractor. We can cover up to a 20,000 difference between the outstanding principal loan balance and the actual cash value in the event of a total loss to the covered vehicle. Up to 10,000 towing and storage included.
Physical Damage Insurance with TruxPro Endorsement – Includes diminishing/single deductible, personal property coverage, and downtime/rental reimbursement
Non-Trucking Liability Insurance – Provides liability coverage for independent contractors not in the business of trucking or under dispatch from the motor carrier. Coverage is only available for independent contractors under permanent lease to a motor carrier.
Deductible Buy Back Insurance – Coverage for Independent Contractors legal liability for Motor Carrier deductibles due to a covered loss.
Occupational Accident Insurance – Provides coverage to the independent contractor while under dispatch for medical expenses, accidental death & dismemberment, and temporary & permanent disability.
Health Insurance – Medical insurance including dental and vision for the independent contractor at a low monthly rate.
Passenger Accident Insurance – Provides coverage for the passengers of the independent contractor. Coverage includes medical expenses, accidental death and dismemberment.
Have questions or want to enroll in one of these products? Give Transtar a call today for your free insurance quote!