At Transtar Insurance Brokers, we understand that owner-operators are the backbone of the trucking industry. Whether you own one semi-truck or a small fleet, you face daily risks on the road—and you need reliable, affordable commercial trucking insurance to keep moving forward.
With over 60 years of experience specializing in trucking insurance, we provide tailored coverage and expert support for independent drivers, leased owner-operators, and those running under their own authority. Our mission is to protect your equipment, your cargo, your business, and your livelihood.
Since 1963, we’ve been a trusted partner to owner-operators across the country. Our expertise in truck insurance coverages allows us to provide strategic solutions built specifically for the transportation industry.
No two trucking operations are the same. We work one-on-one with every client to design personalized trucking insurance plans based on your routes, cargo types, truck value, and business goals. From liability coverage to physical damage to motor truck cargo, workers' comp, employee benefits, and beyond, we make sure you’re covered from every angle.
Need coverage fast? We offer same-day quotes and binding on most policies. We also provide flexible payment options and direct billing to keep your cash flow steady.
We offer a wide range of owner-operator trucking insurance solutions, including essential protections and optional enhancements to give you complete peace of mind:
This is a must-have for any owner-operator. Primary liability coverage protects you if your truck causes an accident involving injury or property damage. We ensure your policy meets federal and state requirements for motor carriers and owner-operators operating under their own authority.
Get Your Truck Insurance Quote NowTranstar Trucking Insurance Contact to get your personalized truck insurance quote today.
Your semi-truck is your most valuable asset. Our physical damage insurance covers:
Collision: Repairs after a crash with another vehicle or object
Comprehensive: Protection from theft, vandalism, fire, weather, and other non-collision events
We highly recommend this coverage if your truck is financed or leased.
Motor truck cargo insurance is essential for covering loss or damage to the freight you're hauling. Whether you’re transporting goods for shippers or working with a freight broker, we provide:
Protection against theft, fire, collision, and spoilage
Coverage for high-value and specialized cargo
Custom limits and deductibles based on the type of freight you carry
Even when you're not under dispatch, you still need protection.
NTL Insurance: Covers personal use of your truck when you're not hauling or under a load
Bobtail Insurance: Covers your tractor when operating without a trailer, whether or not you're under dispatch
These are critical coverages for leased owner-operators working under a carrier.
If you're not covered under a traditional workers' compensation plan, our occupational accident coverage protects you in the event of injury. It includes:
Medical expenses
Disability benefits
Accidental death and dismemberment coverage
This policy is designed specifically for independent truckers and offers affordable, flexible options.
To help you stay fully protected, we also offer:
General Liability Insurance: For damage or injuries occurring during loading/unloading, on premises, or from non-trucking activities
MCS-90 Endorsements: To ensure federal compliance
Risk Retention Group Insurance: For specialty coverage needs or hard-to-insure risks
Flexible Financing Options: Spread out your premium payments with easy-to-manage plans
Starting out on your own? No problem. We offer new venture trucking insurance programs designed to help you get your business rolling without breaking the bank. Our specialists will walk you through every step, from setting up your DOT number to securing your first load.
If you’re expanding or adding trucks to your operation, we’ll scale your coverage to match your growth and keep your business compliant and protected.
At Transtar Insurance Brokers, we’re here to support your journey from the first mile to the millionth. Our expert agents make it simple to get a customized truck insurance quote, bind coverage, and hit the road with confidence.
Whether you need help choosing between bobtail and NTL, finding the right cargo limits, or meeting a shipper's insurance requirements, we've got your back.
Call us now or request your free trucking insurance quote online today.
Let’s build a policy that keeps your wheels turning and your business protected!
